3 Things You Should Know About an Umbrella Liability Policy

You believe you have all the insurance coverage you need, and hopefully, you are correct.¬† However, there may come a time when you need access to more money than the policy pays out. If this happens, you have little choice but to come out of pocket to make up for the shortfall. When you’re talking about big bucks, that might not be so easy to do. If you haven’t heard of an umbrella liability policy, you’re missing out on an opportunity to cover the shortfall of other insurance policies. Take a look at three things about this type of plan.

1. Umbrella Policies Provide Extra Protection

An umbrella policy functions just like it sounds – it provides protection that extends over anything else you may have. The policy goes into effect when you reach liability¬†limits on your primary coverage. For example, according to a palm coast insurance agency, … Read more

Simple Things to Know about Financial Investments

Whether you’re investing in stocks or bonds, there’s a strategy to everything on Wall Street. Everyone wants the highest return for the lowest risk. You don’t have to be incredibly rich in order to invest your money either. Saving $100 for your investment goal may be all the start that you need. Learn a few simple rules about investing so that you can have a good experience with the process.

Don’t Risk What You Don’t Have

There are a lot of risky ventures out there today. They advertise a high return too. If you have a small amount of money to put toward your investment, don’t seek out those high-risk opportunities. You need to grow your money before you can take it out for a ride. Consult with a fee-only financial advisor Bozeman so that you can pick the right investment. There are plenty of investments that offer a steady … Read more

Is Your Money Safe?

The financial sector is a pillar of American economics. With the ability share, invest, lend, save and pool financial resources, the standard of living would remain dismal, companies would be ill-equipped to operate and individuals would have little recourse for buying and selling. As a busy and profitable industry, financiers are exposed to many risks and liabilities over their services. Consumers expect a level of honesty and safety with their transactions, while regulations demand transparency, insurance and protection from fraud. At times, incidents occur which require the involvement of a banking expert to resolve.

When Things Go Wrong

Financial litigation can be a devastating term for those in the banking industry. Banks and traditional lenders are not the only companies in danger of a lawsuit. Any company dealing with financial transactions or the exchange of monies is susceptible to criminal, civil or administrative claims of error or wrongdoing. Investigations can … Read more